:root{--ink:#14233f;--blue:#2453a7;--muted:#5d6b80;--paper:#f5f6f8;--line:#dce1e8;--yellow:#ffc857;--white:#fff}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font:16px/1.65 'DM Sans',Arial,sans-serif}
a{color:inherit;text-decoration:none}.wrap{width:min(1120px,calc(100% - 40px));margin:auto}
.topbar{background:var(--yellow);font-size:.78rem;font-weight:700}.topbar .wrap{display:flex;justify-content:space-between;gap:18px;padding:8px 0}
header{background:#fff;border-bottom:1px solid var(--line)}.nav{height:72px;display:flex;align-items:center;justify-content:space-between;gap:16px}
.brand{display:flex;align-items:center;gap:10px;font-weight:800;font-size:1.08rem;letter-spacing:-.04em}.brand-logo{display:block;height:42px;width:auto;max-width:225px;object-fit:contain}.brand-mark{display:grid;place-items:center;width:39px;height:39px;border-radius:11px;background:var(--ink);color:var(--yellow);font-size:.9rem}.brand small{display:block;margin-top:-3px;color:#6c7790;font-size:.66rem;letter-spacing:.07em;text-transform:uppercase}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:13px 18px;border-radius:9px;background:var(--yellow);color:var(--ink);font-weight:700}.btn-dark{background:var(--ink);color:#fff}.crumbs{padding:24px 0 4px;color:#748096;font-size:.82rem}.crumbs a{color:#315daf;font-weight:600}
.hero{padding:42px 0 56px}.kicker{color:#315daf;font-size:.72rem;font-weight:700;letter-spacing:.15em;text-transform:uppercase}.hero-grid{display:grid;grid-template-columns:1.4fr .6fr;gap:56px;align-items:center}
h1,h2,h3{line-height:1.12;letter-spacing:-.045em}h1{max-width:740px;margin:14px 0 18px;font-size:clamp(2.5rem,5vw,4.3rem);line-height:1.02}.lead{max-width:700px;margin:0;color:#53637a;font-size:1.08rem;line-height:1.75}
.actions{display:flex;flex-wrap:wrap;align-items:center;gap:14px;margin-top:25px}.subnote{color:#758198;font-size:.78rem}
.quick-card{padding:22px;border:1px solid var(--line);border-radius:14px;background:#fff}.quick-card strong{display:block;font-size:1.05rem}.quick-card p{margin:6px 0 0;color:var(--muted);font-size:.89rem}
.content{padding:56px 0;background:#fff}.content-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.panel{padding:25px;border:1px solid var(--line);border-radius:13px;background:#fbfcfe}.panel h2{margin:0 0 12px;font-size:1.35rem}.panel p{margin:0;color:var(--muted)}.panel ul{margin:12px 0 0;padding-left:20px;color:var(--muted)}
.steps-section{padding:58px 0}.steps-section h2{margin:0 0 22px;font-size:2rem}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.step{padding:20px;border:1px solid var(--line);border-radius:12px;background:#fff}.step b{display:block;margin-bottom:8px;color:var(--blue)}.step p{margin:0;color:var(--muted);font-size:.9rem}
.bottom-cta{padding:30px;border-radius:15px;background:var(--ink);color:#fff;display:flex;align-items:center;justify-content:space-between;gap:22px;margin-bottom:58px}.bottom-cta h2{margin:0 0 7px;font-size:1.6rem}.bottom-cta p{margin:0;color:#c6d0df;font-size:.9rem}
footer{padding:22px 0;background:#fff;border-top:1px solid var(--line);color:#66738a;font-size:.8rem}footer .wrap{display:flex;justify-content:space-between;gap:14px;flex-wrap:wrap}
@media(max-width:760px){.topbar .wrap{justify-content:center;text-align:center}.topbar .wrap span:last-child{display:none}.hero{padding:28px 0 42px}.hero-grid{grid-template-columns:1fr;gap:23px}.content-grid{grid-template-columns:1fr}.steps{grid-template-columns:1fr}.bottom-cta{align-items:flex-start;flex-direction:column;padding:23px}.nav{height:64px}.nav>.btn{padding:10px 12px;font-size:.8rem}}